Unified Payment Services Limitedis a group of companies with services including Banking, Payment Scheme, Financial Technology, Digital Commerce, Value Added Service, Payment Solutions, Software Solutions, etc. Unified Payments is a principal member or licensed acquirer of American Express, Mastercard, Visa and UnionPay; and has been instrumental in building the infrastructure that supports Nigeria’s modern payments ecosystem.
We
are recruiting to fill the position below:
Job Title: Head, Clearing and Settlement Operations
Location: Ilupeju, Lagos
Employment Type: Full-time
Job Objective (s)
- To ensure seamless file generation for UP Settlement (ATM/POS),
Dispute Management, Scheme Settlement, MPGS Service, and Scheme
Dispute Management (Chargeback).
- To supervise designated staff.
Duties &
Responsibilities
- Daily processing and hosting of T464 files for all clients.
- Delegated tasks: Performing any other tasks as may be assigned from
time to time.
- Daily reconciliation and support to clients.
- Daily processing of approved transactions for local settlement and
secondary
- settlement file generation.
- Daily processing of approved ATM for domestic settlement (Settlement
file
- generation).
- Ensuring that settled ATM/POS transactions are fully updated into
Dispute
- Management System (DMS) and Inquiry Portal.
- Support to banks and non-banks (acquirers and merchants) on Dispute
- Management System.
- Monitoring of transaction data sources (PayAttitude, PayArena, Hope
PSB back
- office, CBE, TCM, etc.) for daily extractions of approved financial
transactions that
- qualify for settlement.
- Daily processing of approved transactions (clearing) for
international schemes
- settlement.
- Daily processing of downloaded MPGS files (clearing of MPGS) for
different clients.
- Daily quality checks to forestall duplicate or incomplete submission
of clearing files
- to the different schemes in specified formats and within defined
time windows for
- each scheme.
- Reprocessing of rejected files or transactions where applicable and
submission
- within a defined time window for each scheme.
- Daily download of scheme incoming files (VISA, Mastercard, UnionPay,
AMEX).
- Daily processing of downloaded scheme chargebacks for secondary
settlement
- within the defined chargeback window.
- Daily reconciliation of chargebacks to avoid exposure due to late
presentment.
- Daily processing and hosting Base11 files for all clients.
- Daily processing and hosting of VSS files for all clients.
Requirements
Education:
- First Degree in Accounting or any numerate subject.
- Professional membership of ICAN/CIMA/ACCA or similar recognized
professional accounting bodies.
Experience:
- Experience: 10 years and above post NYSC.
Skill
/ Competencies:
- High degree of accuracy.
- Deductive reasoning abilities and an eye for detail.
- Strong interpersonal and communication skills.
- A good influencer and astute leader.
- Advanced Excel user.
Knowledge:
- Excellent knowledge of cost and financial accounting principles,
practices, and procedures.
- Knowledge of the card payment industry.
Reporting
Relationships:
- Functionally reports to: Group Head, Settlement & Dispute
Management.
Application Closing Date
30th
November, 2026.
How to Apply
Interested
and qualified candidates should send their CV to: blessing.okoh@up-ng.com and recruitment@up-ng.com using the job title as the subject of the
mail.
