Unified Payment Services Limitedis a group of companies with services including Banking, Payment Scheme, Financial Technology, Digital Commerce, Value Added Service, Payment Solutions, Software Solutions, etc. Unified Payments is a principal member or licensed acquirer of American Express, Mastercard, Visa and UnionPay; and has been instrumental in building the infrastructure that supports Nigeria’s modern payments ecosystem.
We
are recruiting to fill the position below:
Job Title: Clearing Specialist
Location: Illupeju, Lagos
Employment Type: Full-time
Job Objective(s)
- To provide operational and technical support for the organisation’s
clearing and settlement platforms, ensuring accurate and timely processing
of transactions.
- The role is responsible for monitoring clearing activities,
supporting reconciliation, investigating transaction exceptions, resolving
basic processing issues, and escalating complex issues appropriately to
ensure reliable clearing and settlement services.
Duties &
Responsibilities
- Monitor daily clearing transactions and platform activities to
ensure accurate and timely processing.
- Identify, investigate, and resolve basic transaction exceptions,
failed transactions, rejects, reversals, and processing discrepancies.
- Support daily clearing and settlement activities, including
transaction validation, file processing, settlement preparation, and
confirmation.
- Assist with daily transaction reconciliation across clearing systems
and internal platforms, escalating unresolved discrepancies for further
investigation.
- Monitor transaction flows, system interfaces, processing queues, and
system logs to identify potential technical or operational issues.
- Provide first-level technical and operational support for clearing
and settlement platforms and escalate complex issues to the appropriate
technical teams.
- Support system testing, upgrades, enhancements, deployments, and
other approved changes affecting clearing and settlement platforms.
- Collaborate with internal Technology, Operations, Finance, and other
relevant teams to resolve transaction and clearing-related issues.
- Maintain accurate records of incidents, exceptions, reconciliations,
and resolutions, and prepare routine operational reports.
- Adhere to established operational procedures, service level
agreements, security requirements, and applicable clearing and payment
industry regulations.
Key Performance Indicators
- 99% system availability
- 99% SLA compliance
- 99% error-free configurations
- Timely incident resolution
- Zero avoidable control breaches
Requirements
Education:
- Bachelor's Degree or equivalent (BSc. /B.Eng /HND.) in any of the
following:
- Computer Science, Computer Engineering, Electrical/Electronic
Engineering, Telecommunications Engineering, Network Engineering, Software
Engineering, Data Science, Cyber security, Management Information Systems
(MIS), Information Systems, Information Technology or a related
discipline.
Experience:
- 3–5 years of relevant experience in payment operations, transaction
processing, clearing and settlement, technical support, banking, fintech,
or a related field.
Key
Competency Requirements:
Skill / Competencies:
- Payment & Clearing Knowledge – Basic understanding of electronic
payments, transaction processing, clearing, settlement, and reconciliation
processes.
- Analytical & Problem-Solving Skills – Ability to analyse
transaction information, identify discrepancies, investigate issues, and
determine appropriate actions.
- Technical & Systems Awareness – Basic understanding of payment
platforms, system interfaces, databases, transaction monitoring, and
technical support processes.
- Accuracy, Risk & Compliance – Strong attention to detail and
commitment to data accuracy, operational controls, security, and
compliance with established procedures.
- Communication, Teamwork & Learning Agility – Good communication
and collaboration skills, willingness to learn, accountability, and
ability to work effectively under pressure.
- Certifications- The following certifications are an added
advantage-:ITIL Foundation, Oracle/PostgreSQL CCNA, AWS/Azure
Fundamentals, Mastercard/Visa certifications.
Reporting
Relationships:
- Functionally and administratively reports
to: Functionally reports to: Head, Clearing & Settlement
Technical Support.
Application Closing Date
1st
October, 2026.
How to Apply
Interested
and qualified candidates should send their CV to: blessing.okoh@up-ng.com or recruitment@up-ng.com using the job title as
the subject of the mail.
