Are you
looking for an employer who promotes individual excellence and mutual respect
in a team-driven culture with a key focus on social empowerment? The
Co-operative Bank of Kenya, “the kingdom Bank” is the place for those looking
for new horizons.
Human Resource Registry Clerk
Job Summary:
As a Registry Clerk, the role holder will be responsible for the management of Human Resource Division registry.
Main Duties:
·
Filling of all correspondences in staff files and departmental
files
·
Distribute requisitioned files and follow up on delayed returns
·
Record and monitor the movement of files to and from the
registry
·
Provision of all files needed in the whole division and outside
at the right time and to the authorized officers within the stipulated SLAs
·
Opening of transfer case files on an going basis
·
Ensuring files are in good order and information is secure
·
Ensuring that data contained in the files is correct and
certified where necessary
·
Control access to the filling room
·
Archive all old files that are not in frequent use/demand.
Job specification:
The incumbent will be required to possess the following qualifications;
The incumbent will be required to possess the following qualifications;
·
KCSE Mean grade C+ with C+ in both Maths & English
·
Diploma in records management
·
Computer literate
·
28 years and below
Personal skills and attributes:
The incumbent will be required to possess the following skills and attributes;
The incumbent will be required to possess the following skills and attributes;
·
Good communicator –Verbal and written
·
High Integrity and initiative
·
Keen to detail and well organised
·
Good Interpersonal skills
Project Assistant -
Mortgage Finance
Job Summary:
Reporting to the Business Development Manager, the jobholder will be required to participate as part of a team in reviewing and supporting the business in processing of construction finance applications and maintenance of relationships with clients during project implementation in line with the banks business objectives.
Main Duties:
The key responsibilities will among others include:
Job Summary:
Reporting to the Business Development Manager, the jobholder will be required to participate as part of a team in reviewing and supporting the business in processing of construction finance applications and maintenance of relationships with clients during project implementation in line with the banks business objectives.
Main Duties:
The key responsibilities will among others include:
·
Reviewing projects in property development suitable for
financing, bearing in mind risk/return parameters set by the bank.
·
Monitoring, in collaboration with the banks business and credit
risk units, progress on project implementation.
·
Monitor the financial and operational performance of projects
for early identification of potential problems as well as initiate timely
remedial actions.
·
Handling of inquiries from prospective clients that sometimes
involve preliminary site visits with the Business Development Teams
·
Providing guidance for purposes of re-packaging construction
cases to meet banks requirements
·
Review of new applications for funding submitted from our branch
network
·
Initiating disbursement memos for review by the BDM as per
the laid down policies and procedures
·
Review and feedback into customer satisfaction surveys,
responding to customer Product complaints especially during project
implementation.
·
Maintain construction project files ,that relate to customer
correspondence, Work in Progress, Approved credit request and general
correspondence
·
Conduct pre-appraisal reviews and communicating the findings to
the Business Development Manager and prospective clients.
·
Review submitted project documentation that includes but not
limited to titles, approved architectural drawings, structural drawings, Nema
approvals/ licenses.
·
Conduct initial technical analysis on projects with a view to
advice on adequacy of the proposed costings in line with the current market
cost estimates.
·
Reviewing offer letter terms and conditions to ensure they are
in tandem with the envisioned mode of project implementation
·
In liaison with the project implementation teams, design draw
down schedules tailored to project implementation
·
Reviewing submitted interim valuations before initiating
disbursement requests.
·
Ensuring the term sand conditions of the offer letter are
adhered to during project implementation cycle
·
Holding meetings with clients/consultants to address issues on
proposed construction projects
·
Conducting periodical site visits to asses projects and
holding discussion with concerned parties
·
Undertaking detailed Appraisal report for review by the Business
Development Manager.
·
Working in conjunction with the business units to write
supervision reports that asses critical parameters at implementation stage
and address issues arising out of the outcome of the supervision
·
Monitoring performance of the project portfolio and generating
management reports.
·
Conduct post implementation reviews on projects.
·
Record key learning points for dissemination with a view to
improving on the bank processing procedures and risk management.
·
Liaise with Sales teams and participate in training of other
staff members on construction product
Job specification:
The incumbent will be required to possess the following qualifications, attributes and skills:
The incumbent will be required to possess the following qualifications, attributes and skills:
·
A bachelors degree in either Land/Building Economics, Economics,
Finance, Banking or Business Administration and any other relevant
qualification.
·
A masters degree in any of the above related disciplines is an
added advantage
·
Good knowledge and experience in project appraisal preferably in
a banking environment
·
Computer literacy is mandatory
·
Time management and personal organisation
·
Excellent communication skills both written and oral
·
Strong analytic and numerical skills for calculation of statistics
needed in performance tracking
·
Experienced in basics of Project management and bank operations
·
Good interpersonal and networking skills
·
Report writing skills
Project Officer -
Mortgage Finance
Job Summary:
Reporting to the Business Development Manager, the jobholder will be required to support delivery of the construction product by offering the relevant technical and administrative support.
Main Duties:
The key responsibilities will among others include:
Job Summary:
Reporting to the Business Development Manager, the jobholder will be required to support delivery of the construction product by offering the relevant technical and administrative support.
Main Duties:
The key responsibilities will among others include:
·
Undertaking technical analysis/reviews on construction projects
with a view to ensure compliance with the entire bank, relevant statutory and
legislative requirements.
·
Reviewing project progress reports with a view to advice
management on early identification of potential problems.
·
Ensuring completeness of project documentation as per approval
conditions before initiating disbursements.
·
Liaising with the various bodies within the built and design
industry with a view to build and update a database for qualified professionals
in construction industry.
·
Advising management of various legislative /statutory changes
within the build and design industry and its impact on the business.
·
Reviewing the profiles of the project implementation team and
give advice on the capability of the appointed team to undertake the proposed
development.
·
Conducting technical analysis on projects with a view to advice
on adequacy of the proposed costings in line with the current market cost
estimates.
·
In liaison with the project implementation teams, designing draw
down schedules tailored to project implementation.
·
Maintaining system based ticklers for renewal of relevant
project documentation such as performance bonds, contractors all risk insurance
cover as well as designing and maintaining a filing system for project
related documentation
·
Maintaining systems based ticklers on payment of interest during
project implementation and make timely collection of such amounts.
·
In consultation with the BDM attending periodical site progress
meetings and ensuring areas of concern to the bank are properly communicated
and followed up for implementation/response.
·
Following up with the project managers and keeping records of
minutes held on the various projects.
·
Liaising with the project managers and ensuring timely receipt
of all site progress reports as well as liaising with the legal department,
ensuring completeness of the legal documentation.
·
Initiating projects disbursements having ascertained compliance
with the loan offer conditions.
·
Monitoring project implementation schedules and advising the BDM
on early problem signs and recommending remedial actions.
·
Assisting BDM and in preparation of various management reports
such as project compliance reports, portfolio performance, concentration risk
reports.
·
Participating in site inspections, review missions, and
generating the necessary site reports.
·
Conducting reconciliations of financial, value of work done,
outstanding works and undisbursed loan funds with a view to stress test bank
exposure to the project/ need for additional funds in form of sponsor support.
·
In liaison with the project managers and marketing agents,
receiving sales reports and conducting quarterly reconciliations of the sales
proceeds applied to the escrow account in order to monitor sales progress &
cash flow financial implications.
·
Providing technical support to the Business Development
Team and Credit Analysis Team in evaluation of construction related
applications
·
Analyzing applications from other business unit’s and giving
recommendations.
·
Recording key learning points for dissemination with a view of
improving on the bank processing procedures and risk management.
Job specification:
The incumbent will be required to possess the following qualifications, attributes and skills:
The incumbent will be required to possess the following qualifications, attributes and skills:
·
A bachelor’s degree in Construction Management, Land/Building
Economics, and any other relevant qualification.
·
At least 2 years experience in a project management firm within
the construction industry.
·
Good knowledge and experience in project appraisal preferably in
a banking environment
·
Computer literacy is mandatory
·
Time management and personal organisation
·
Excellent communication skills both written and oral
·
Strong analytic and numerical skills for calculation of
statistics needed in performance tracking
·
Report writing skills
·
Innovativeness
Job Summary:
The job-holder will be expected to provide leadership in Credit
Management.
Key Duties and Responsibilities
·
Work closely with the Director — Credit Management Division to
maintain appropriate credit risk management culture
·
Oversee analysis of proposals from lending units and ensure the
approved credit facilities comply with the Credit Policy and Lending Manual
·
Ensure credit applications are processed within agreed Service
Level Agreements and all the disbursement processes meet the agreed Service
Level Agreements
·
Proper operation and maintenance of loan accounts and records as
well as ensuring effective monitoring of loans highlighting and managing any
notable deterioration of the portfolio
·
Co-ordinate efforts together with lending units, Internal Audit,
Credit Administration and branches to ensure adherence to the Bank’s Credit
Policy and lending guidelines
·
Ensure that statutory reports are accurately prepared and
submitted on time
·
Maintain an up to date and accurate inventory of physical and
other collaterals
·
Participate in product development and reviews to ensure that
they adhere to policy and any risks are mitigated
·
Will be expected to play a critical role in the continuous
review of the Bank’s Credit Policy
·
Detect and evaluate shifts or changes in key risk parameters in
a business relationship or industry and evaluate the implications of such
changes on continued business dealings
·
Manage all staff in the department and ensure they are
adequately resourced to perform their roles as well as partner with the various
business lines to ensure a smooth working relationship
·
Maintain and develop professional and technical knowledge by
attending and contributing to training programmes, educational workshops, reviewing
professional publications, establishing personal networks, participating in
professional structures and studies
Minimum Requirements
·
Undergraduate Degree in Finance, Accounting, Commerce or a
related field
·
Masters in Finance or Business will be an added advantage
·
Professional qualification in at least one of the following;
CPA, ACCA, ACIB/AKIB, CFA will be an added advantage
·
A minimum of ten (10) years experience in the credit environment
of a busy commercial bank and at a senior level for a minimum of five (5) years
·
Developed understanding of lending products, structuring
proposals and different security structures
·
Demonstrated experience in managing a team
Personal Attributes & Skills required in undertaking the
role
·
Should be able to support business units in the management of
credit
·
Good credit knowledge and awareness as well as business exposure
·
Excellent skills ¡n analysis of credit and financial statements
·
Should be results-oriented, possess the ability to work under
pressure and deliver on time
·
Proven problem solving skills
·
Excellent communication & interpersonal skills
·
Advanced report writing and presentation skills
·
Age - 40 years & below
Application Process
Interested candidates meeting the above criteria should forward
an application enclosing detailed Curriculum Vitae accompanied by copies of
certificates and indicating the current remuneration to the address shown below
or send to jobs@co-opbank.co.ke by 19th October 2012.
Please quote this reference on your application and on the envelope:
HC/3/HRD/2012
The Director
Human Resources Division
Co-operative Bank of Kenya Ltd.
P.O. Box 48231 - 00100
Nairobi
The Director
Human Resources Division
Co-operative Bank of Kenya Ltd.
P.O. Box 48231 - 00100
Nairobi
We are an equal opportunity employer.
NB: Only the short listed candidates will be contacted.
