Servicing / Collections Lead Job in Nairobi, Kenya

Branch.co

Servicing / Collections Lead

Full Time

Nairobi, Kenya

Branch Overview:
Branch.co delivers world-class financial services to the mobile generation. 

The spread of smartphones presents an incredible opportunity for the world’s emerging middle class to access banking options and achieve financial flexibility. 

Branch.co is revolutionizing banking in Kenya, and will soon expand to other countries in East Africa and in other regions across the globe. 

What We Offer:
 You will be part of a talented, passionate team that is determined to make a positive impact on the lives of the mobile generation throughout the developing world. 

You will join a team with unmatched experience in financial technology and emerging markets. Since our launch in April 2015, we’ve disbursed hundreds of thousands of loans. 

Our success has led to investments from Silicon Valley’s leading VCs. We offer a competitive salary and generous benefits.

Responsibilities
 
You will be responsible for developing and leading a Loan Servicing team that interfaces with new and repeat borrowers. 

Your primary responsibility will be ensuring that these borrowers make principal and interest payments on schedule. 

Specific responsibilities include:
  • Develop strategy, daily plans and workflow for the loan servicing team
  • Draw up a process for SMS/In app/Social media repayment messaging response
  • Prepare regular and ad-hoc analyses on team performance and trends in loan servicing
  • Drive process improvements and produce regular reporting on the impact of the servicing team to Branch leadership
  • Derive borrower contact lists from our system using SQL
  • Manage any/all in-house or outsourced collections agencies
  • Schedule, capacity plan, hire, and onboard Servicing Associates (team)
  • Conduct regular performance reviews and team trainings for Servicing Associates 
  • Research and pilot new best-in-class Standard Operating Procedures for loan servicing
  • Work with the Leads for Credit Fraud and Customer Service to recommend product changes with aims of improving borrower experience and driving up repayment rates
  • Optimize borrower interaction practices through automation, testing of timing, content and other factors to maximize on-time repayment
  • Set ambitious goals, closely monitor team KPIs and regularly make recommendations on hiring and process improvements
  • Maintain team documentation
  • Investigate suspected fraud and develop processes to prevent it in the future
  • Communicate effectively with data science and product teams about fraud cases and issues
  • Setup and grow call center operations for loan servicing
This position is based out of our Nairobi office, which is on Waiyaki way. 

There will be a 3 month probationary period.

Qualifications & Skills
  • Business Degree/Diploma with a mix of I.T is most desired
  • Previous Loan Servicing experience and understanding of consumer credit behavior
  • Experience with SQL is important. If you do not have SQL experience, then you need to have the ability and desire to learn it quickly!
  • Extremely analytical with expert Excel skills
  • Experience or ability to scale a team
  • Highly entrepreneurial and comfortable with ambiguity and taking initiative
  • Excellent collaborator and team player
  • Deep understanding of successful process implementation and improvement
Application
 
Kindly visit our careers page
 HERE to apply. 

Application closes on the 10th of June, 2016.
 

Branch International is an Equal Opportunity Employer. 

This company does not and will not discriminate in employment on any basis prohibited by applicable law.