At Mivale Limited, we are building a smarter, more responsible and people-centred financial services business. We provide accessible lending solutions while leveraging technology, data and strong operational processes to create better experiences for our customers and sustainable growth for our business.
We are a growing team of ambitious, accountable and
innovative professionals who believe that great businesses are built by great
people. At Mivale, you will have the opportunity to work in an environment
where ownership, integrity, learning and performance are valued, and where your
ideas and contributions can directly shape the growth of the company.
We are recruiting
to fill the position below:
Job Title: Loan Officer
Location: Lagos
Employment Type: Full-time
The Role
- As a
Loan Officer, you will be responsible for supporting the growth and
quality of Mivale's loan portfolio by identifying prospective customers,
assessing creditworthiness, processing loan applications, monitoring
active accounts and driving timely repayments.
- This
role is ideal for someone who is commercially driven, analytical,
customer-focused and highly accountable, with the ability to build
relationships while maintaining sound credit and risk discipline.
Key
Responsibilities
- Identify
and acquire qualified prospective borrowers through approved channels.
- Engage
customers, understand their financial needs and provide appropriate loan
solutions.
- Collect
and verify customer information and supporting documentation.
- Conduct
preliminary credit assessments in line with Mivale's lending policies and
procedures.
- Process
loan applications accurately and within agreed turnaround times.
- Maintain
accurate and up-to-date customer and loan records.
- Monitor
assigned loan accounts and proactively follow up on upcoming and overdue
repayments.
- Maintain
strong relationships with borrowers throughout the loan lifecycle.
- Conduct
responsible and professional collections activities.
- Escalate
delinquent accounts, suspicious activities and material risks promptly.
- Work
towards assigned portfolio, disbursement, repayment and recovery targets.
- Prepare
and maintain accurate portfolio reports.
- Collaborate
with Credit, Operations, Collections and other relevant teams to improve
portfolio performance.
- Identify
trends, customer concerns and potential risks and communicate them to
management.
- Ensure
strict adherence to Mivale's policies, procedures, ethical standards and
regulatory requirements.
What
We're Looking For
- Bachelor's
Degree / HND in Finance, Accounting, Economics, Business Administration,
Marketing or a related field with1 – 3 years' experience in lending,
microfinance, fintech, banking, credit, collections or a related
financial-services environment.
- Good
understanding of credit assessment and loan processes.
- Strong
customer relationship and communication skills.
- Excellent
negotiation and persuasion skills.
- Good
numerical and analytical ability.
- Strong
attention to detail and documentation.
- Target-driven
and comfortable working in a performance-oriented environment.
- Ability
to manage multiple customer accounts and priorities.
- Proficiency
in Microsoft Office/Google Workspace; familiarity with loan management or
CRM systems is an advantage.
- High
level of integrity, discretion and financial responsibility.
You Will Thrive at Mivale If You Are:
- Accountable:You
take ownership of your portfolio and follow through.
- Customer-focused:You
understand that responsible lending starts with understanding the
customer.
- Commercially
minded:You know how to grow a quality portfolio, not just a large one.
- Analytical:You
can look beyond the numbers and identify credit risks and opportunities.
- Resilient:You
can handle targets, follow-ups and difficult conversations professionally.
- Trustworthy:You
understand that handling customer information and company funds requires a
high level of integrity.
Salary
N80,000 –
N150,000 per month.
Application
Closing Date
5th
October, 2026.
How
to Apply
Interested
and qualified candidates should send their CV and a short Cover Letter to: mivalelimited@gmail.com using "Application –
[Role Title]" as the subject of the email.
