Stima Savings and Credit Cooperative
Society Limited (Stima Sacco) is a leading country-wide, fast growing and
licensed DTS (Deposit Taking Sacco) with an asset base of Kshs 20.5B, a loan
book of Kshs 17B, and membership of 60,000 derived from the energy, utilities,
services, small and micro enterprises (SMEs) and other sectors.
Its key priority in the 2016-2020
Strategic Plan is to transform its business model and grow the business through
innovative products, unparalleled customer service, aggressive resource
mobilization and expanded distribution channels.
Credit Officers
Job Summary: Reporting to the Branch Manager, the job holder
will be responsible for ensuring effectiveness and efficiency of all loan
processes and procedures at the Branch.
Duties and Responsibilities
- Meet with applicants to obtain and compile
copies of loan applicants' credit histories, financial statements, and
other financial information for loan processing.
- Appraising and advising members on loan
eligibility.
- Analyse applicants' financial status, credit,
and property evaluations to determine member’s financial status.
- Review loan applications to ensure that they
are complete and accurate according to policy.
- Coordinating the loan processing and advising
members on loan approval status.
- Ensuring compliance of loan procedures as per
SASRA and other legal requirements.
- Giving financial advice and information to
potential clients.
- Generating loans periodical reports for the
branch manager.
- Monitoring branch loan portfolio.
Key Qualifications and Skills
- KCSE Grade B- or its equivalent.
- Bachelor degree in Cooperative Business or
Management or Business related field.
- Diploma in business related field in
combination with qualifying experience may be accepted in lieu of
Bachelor’s Degree.
- Post graduate Diploma in Micro Finance will be
an added advantage.
- Certified Credit Management will be an added
advantage.
- Proficiency in computer skills.
- Five (5) years relevant experience at
supervisory level, preferably in the financial sector.
- A person of integrity, team player and have
effective communication skills.
- Excellent knowledge of computer applications.
- A good team player/leader.
- Strong interpersonal skills, outgoing
personality, and ability to work independently and effectively under
pressure and on strict deadlines and in a multicultural setting.
- Excellent knowledge of computer applications.
Qualified applicants should send
their Application Letter and Detailed CVs to creditofficer@stima-sacco.com on
or before 5pm on 26th February 2016 indicating the position applied for as the
subject line.
Only Shortlisted Candidates will be contacted.
